Multi Car Insurance by Abbeyfields | Everyday & Classic Vehicle Cover

Multi Car Insurance

What is multi car insurance and how does it save me money?

We explain everything you need to know in one minute. Watch our video below.

What are your multi car insurance requirements?

Our requirements are split into two categories:


  • Our multi car scheme is nationwide and designed for mid and high net worth areas
  • More cars than drivers
  • One vehicle must have a minimum value of £12,000
  • People named on the policy must be aged between 30 to 76 years
  • Named drivers must all live at the main residence (we can accommodate a second address such as storage premises or a holiday home)
  • Policy benefits pass on to spouse or partner


  • Classic and modern classic car owners and collectors
  • Vintage and antique vehicle owners and collectors
  • Special and niche vehicle owners collectors (e.g. kit cars and ex-military vehicles)
  • High net worth individuals who drive or collect prestige and luxury vehicles
  • Ultra-high net worth individuals who drive or collect rare vehicles

Why is Abbeyfields a cut above the rest?

Unlike direct insurance providers or comparison websites, our quotations are not based on automated systems. We underwrite our own policies and use good old fashioned human assessment to ensure that the level of cover is suitable and the premium is based on the right risks factors.

In a nutshell, our quotes won’t suddenly increase because you included a Ferrari. We would look at other factors such as how the car will be used going beyond the typical social, domestic and pleasure descriptions.

How do I get a multi car insurance quote?

Call our team on 0121 550 2380 for a quick quote, suited to your needs. We are available 9 am to 5 pm, Monday to Friday.

Or you can leave your details using our quote form and the best time for us to call you back. We cover vehicles across the UK including Northern Ireland.

Our head of multi car is Jayne Jordan who has been underwriting and broking this type of insurance for over 25 years all with the UK’s leading providers.

Available discounts

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Limited Mileage

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Club Member

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Multi Car

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You Save £££

The features and benefits you can expect:

*Available with selected providers

All we require is more vehicles than drivers. We can combine all of these vehicle types under one policy with no loss of policy benefits:

Need multi car insurance?

Get a Quote

Would you prefer to call us?

0121 550 2380

We're open 9 am to 5 pm, Mon to Fri

Here are some frequently asked questions about multi car insurance.

What is multi car insurance?

We explain how multi car insurance works including details on our discounts and how we bring your renewal dates together.

Is there a limit on how many vehicles I can have on my policy?

No, the skies the limit (if your garage is big enough!).

Is it only for classic cars?

No. So long as there are more cars than drivers, we can accommodate a mix of classic and daily usage vehicles. We also cover classic and specialist vehicle collections including bikes.

I have different renewal dates; will this be a problem?

No. We are able to bring together your existing renewal dates as they expire over the course of your policy so you end up with one common renewal date. This will save you time and money in the long-run. Just let your account manager know your renewal dates and we can do all the work for you.

What if I sell or buy a vehicle mid-term?

Our policies are really flexible. We can add, remove or change any vehicle mid-term. You can also opt for a dedicated account manager who will provide dedicated assistance for mid-term policy adjustments.

We do charge an admin fee for policy adjustments such as adding or removing vehicles, however, our fees are some of the lowest on the market. We do not charge for minor adjustments such as changing a registration plate number.

What happens if I need to claim? Does it affect my whole policy?

No, just the vehicle or possibly the driver involved in the incident. This is dependent on the circumstance of the incident, if you would like to know more, contact us.

Is my no claims bonus protected?

We guarantee and protect your no claims bonus providing you have the maximum number of four years on your bonus. Our guarantee and protection only covers your daily drives, not your classic or niche vehicles.

Can I have agreed value on my classics?

Yes. Our multi car policies combine the features and benefits of our classic car and regular motor policies so it does not affect your cover.

Am I still entitled to a club and limited mileage discounts even though I have daily usage vehicles on my multi car policy?

Yes. Our multi car insurance providers also underwrite our classic car policies and they all appreciate the nature of club membership and limited mileage. In a nutshell, you receive a club discount on your classics and daily usage vehicles.

Can I specify who drives what car?

Yes. You can nominate drivers and vehicles as part of your bespoke cover package.

Can my spouse or partner keep their own policy and bonus?

Yes. Our multi car policies are designed for your family fleet. The features and benefits for the principle policy holder will pass on to your spouse or partner without affecting their existing policy or no claims bonus.

Can I include other vehicles like vans or motorhomes?

Yes, you can providing there are a more cars on your policy. This also includes motorised horse boxes and motorbikes.