Prestige car insurance
About our prestige classic car insurance
Prestige cars combine engineering, craftsmanship and performance in a way that sets them apart from everyday vehicles.
Whether yours is a modern performance model, a luxury grand tourer or a high‑value collector’s car, it represents a significant investment that needs specialist insurance to protect it.
At Abbeyfields Insurance, we specialise in arranging tailored cover for prestige vehicles from leading marques including Aston Martin, Bentley, Rolls‑Royce, Ferrari, Porsche and more.
With over 30 years of experience in high‑value and prestige car insurance, we make it simple to protect your luxury vehicle with cover built around how you use it.
Why your prestige car needs specialist insurance
Standard motor insurance isn’t designed for high‑value or high‑performance vehicles. It often overlooks the true cost of repairs, the importance of genuine OEM parts, and the level of protection owners expect for cars of this calibre.
Your car might be a low‑mileage performance model or supercar, a luxury daily driver or part of a multi-vehicle collection. You may take it on long tours, enjoy occasional European trips or keep it safely stored for most of the year.
Whatever your situation, you need insurance that protects your prestige vehicle against accidents, loss or damage and gives you the confidence that every detail has been considered.
How we protect your prestige car
At Abbeyfields, we’ll build your cover around you and your car. For high‑net‑worth clients, we can arrange bespoke insurance cover that can include your motor, home and contents under one portfolio, with a dedicated account manager who’ll be your single point of contact. They’ll get to know you and your requirements, and deliver our services with the utmost discretion. Your policy can include:
- Extended comprehensive cover, including any car you drive, even if it isn’t yours
- A courtesy car similar to your own (maximum benefit of up to £4,000 per claim)
- Loss of driving licence cover (up to £150 per week, max 52 weeks, subject to conditions)
- Cover if you’re unable to drive due to ill‑health (up to £2,000 for 12 months)
- Dedicated accou24/7 claims helpline, with regular updates throughout your claim nt manager
- Uninsured loss recovery included as standard
- Cover for personal effects (up to £1,000)
- Unlimited foreign trips (up to 90 days per trip)
- No deductions for wear and tear (excluding tyres)
You can insure your prestige car at an agreed value at no extra cost, and in the event your vehicle is written off, you’ll be paid up to the agreed value. Or, if it’s less than a year old, you can replace it with a new car if another one is available.
Why get your prestige car insurance through Abbeyfields?
Abbeyfields is a family‑run, independent broker with decades of experience in insuring high‑value and performance vehicles. We underwrite policies on behalf of the UK’s leading specialist insurance companies, and our admin fees are among the lowest on the market. When you call us, you’ll speak directly to someone who understands your needs and can help you get the right cover straight away. Here’s what you can expect:
Decades of expertise
Personal service from a dedicated account manager
Tailored policies built around how you use your prestige vehicle
Strong relationships with leading UK insurers
Fast, friendly support whenever you need us
Help with your claims from start to finish
Competitive premiums
Simple, hassle‑free policy updates whenever your circumstances change
Frequently asked questions
Check out our FAQs below. If you still can’t find what you’re looking for, get in touch. We’ll be happy to help.
Top-end manufacturers like BMW, Porsche, Audi and Mercedes produce luxury models with higher values and limited production. Such models are more expensive to repair or replace due to higher labour costs and premium parts, which is why they cost more to insure.
Yes. If you have multiple vehicles or a high‑value home and contents, we can bring everything together under a single portfolio to keep things simple and consistent for you, giving you one point of contact for all your insurance needs.
Yes. If you own multiple vehicles, whether they’re all prestige, classic or not, we can arrange a single multi‑car policy that includes them all.
Absolutely. Your policy can include business use cover, whether you’re driving to the office daily or occasionally visiting clients. Just let us know how you use your vehicle, and we’ll arrange appropriate cover.
Your prestige car policy can include extended comprehensive cover, allowing you to drive other cars with the same level of protection, even if you don’t own the vehicle. This is particularly useful if you have access to multiple vehicles or occasionally drive cars outside your collection.
Get your prestige car insurance quote today
Call us on 0121 655 3420 or leave your details using our form, and we’ll call you back as soon as we can. We’re open Monday to Friday, 9am-5pm. We’ll discuss your car and how you use it, then build a policy that gives you proper protection and peace of mind.
