Features and benefits
Specialist vehicle insurance with features and benefits that support you on every journey.
Features and benefits of our specialist vehicle insurance
Your classic or specialist vehicle deserves cover that reflects the way you use it. That’s why our policies come with a range of features designed to give you flexibility, support and peace of mind throughout the year. Whether you own one cherished car or a collection with different renewal dates, we make it easy to tailor your cover and speak to someone who understands your vehicles.
The following features and benefits are available across all our specialist vehicle insurance products, including classic car insurance and multi-car insurance:
Limited and unlimited mileage options
We offer a range of limited mileage options, starting from as little as 500 miles. We have options to suit your driving requirements, depending on how often you use your vehicles:
- 500
- 1,500
- 3,000
- 4,500
- 6,000
- Unlimited
If you have more than one car, your mileage limits will be on a combined or per vehicle basis. If you do more mileage in the policy year than you first anticipated, it’s not a problem. Just give a member of our team a call before you go over your limit, and we can extend your limit mid-term for an additional premium.
Dedicated account manager
If you’d like to speak to the same person each time you call, we are more than happy to provide a dedicated account manager. They’ll assist you at the start when arranging cover, if you buy, swap or remove a vehicle, if you need to make a claim or at the policy’s anniversary when negotiating your renewal terms.
We aim to deliver our services as quickly as possible without compromising our high standards of service. For example, we always write notes after speaking to our clients and adjusting our policies. However, our experience has shown that by dealing with the same account manager, you’re more likely to get exactly what you need, and quicker.
If you have varied renewal dates for all your vehicles, your account manager can coordinate these by adding the vehicles to your policy as and when required. Just provide us with your expiry or renewal dates.
Lucy
Private Client Manager
Jayne
Underwriting & Development Manager
Stuart
Club Liaison Officer
Alfie
Administrator
Motor legal expenses (optional)
All our policies can include up to £100,000 of legal assistance if you or a named driver are involved in a collision, providing you or they aren’t at fault.
Having an accident can result in unforeseen expenses. Even if the accident wasn’t your fault, you’re still liable to pay your policy excess, not to mention the potential loss of earnings and any injury you or your passengers have sustained.
Your policy will cover the costs of hiring a solicitor, provided the accident is not the fault of you or your named driver, and there’s a reasonable prospect of proving the fault of the other party. The solicitor will deal with recovering your excess, loss of earnings and personal injury on your behalf.
European travel cover
Our classic car policies include up to 90 days of European travel as standard, giving you the freedom to enjoy your car abroad without extra paperwork.
There’s no need to request a Green Card or let us know before you go. The cover is already built into your documents.
Whether you’re touring scenic routes or heading to a European show, you can take your car with confidence knowing your protection travels with you
Breakdown and accident recovery (if selected, optional)
All our classic car and specialist vehicle insurance policies include homestart and cover you for breakdowns nationwide and throughout Europe, provided you’re more than one mile away from your home address. We also offer a breakdown package for our multi-vehicle policies. The choice is yours. Breakdown cover includes the following:
- Mechanical or electrical failures or breakages
- Flat batteries
- Punctures
- Out of fuel
- Contaminated or wrong fuel used
- Ignition keys lost, stolen or locked in the vehicle
- Damage caused by accident, vandalism, theft or attempted theft which renders the vehicle immobile
If you require this service, you’re covered for:
Roadside
If your vehicle breaks down away from your home address, we’ll arrange service at the scene of the breakdown and pay call-out fees and labour costs in an attempt to repair your car. If it can’t be repaired at the scene, we’ll arrange and pay the costs for taking you, your car and your passenger(s) from the scene of the breakdown to the nearest repairer.
Recovery
If your vehicle breaks down away from your home address and it can’t be repaired at the scene or the nearest repairer cannot help on the same day, we’ll arrange and pay the costs for taking you, your vehicle and passenger(s) from the scene of the breakdown to any one place of your choosing.
Alternative travel or overnight accommodation
If your vehicle breaks down more than 25 miles from your home address and it can’t be repaired the same day or be recovered to any one place of your choosing, you’ll be refunded the cost of either alternative travel arrangements or overnight accommodation for you and your passenger(s).
Caravan or trailer
Any attached small general-purpose trailers no more than 3m/10ft long (unless previously notified and accepted by us) or any attached caravan will be entitled to the same service as the vehicle, as long as it is attached by a standard 50mm/2in towing coupling.
For full terms, conditions and exclusions, request a copy of our policy booklet.
Get your specialist vehicle insurance quote
If you’d like to arrange cover or talk through the features available, call 0121 655 3420 or leave your details using our form, and we’ll get back to you as soon as we can. We’re here Monday to Friday, 9am–5pm. Tell us about your vehicles and how you use them, and we’ll build a policy that gives you the right level of protection with the service Abbeyfields is known for. We look forward to helping you.
